Michelle Peacock, Realtor®

  We don't usually get "real" Winters in this area. If we dip below freezing over night it's usually just one night here & there during the Winter months. We rarely see snow and can go years without the worry of ice on the roads. This year is NOT that year. We've already seen a FULL day of snow that stuck, you could still see snowmen up to four days later. But that week was no where near as cold as the coming week is looking to get! With temperatures struggling to get above freezing for close to a week it's good to be prepared.  Stock up on necessities. You don't want to have to brave potentially ice covered roads to get to the grocery store or pharmacy. If you have prescriptions to pick up or need to plan for meals for a few days do that in advance of the winter blast that is coming. You may even want to plan for kids to potentially be home for a few days as here in the Southern states schools will often close if the roads become unsafe.  Keep your h...

  Prequalification vs. Preapproval: The first steps to getting you into the home of your dreams! Purchasing your own home is a goal for many people. But if you haven't purchased a home before, or maybe haven't purchased a home in a long while, it's important to keep the first thing the first thing and understand HOW you will be purchasing your home. For the vast majority of people, they will be purchasing their home with a home loan or mortgage. Yes, I know all about those online calculators that tell you how much home you can afford, but I am here to tell you - it's so important to speak with a good lender. The information you can gain from them is more valuable than most people realize.  When you start the home searching process you will often hear about preapproval or prequalification or you may here both terms used interchangeably. These words mean very different things when it comes to your ability to actually purchase a home. So understanding the difference is imp...

The benefits of new construction are undeniable.  ~ The first to live there; untouched by others. ~ New appliances and warranties. ~ Finishes and treatments you may have gotten to choose.  Buying new construction is ideal for many people and stopping in to visit a sales office can make the process seem like a breeze; but there are plenty of good reasons to make sure to bring your own Realtor ® with you on that visit. The Builder's Agent is who will greet you when you stop by a builder's sales office. When you purchase new construction you are purchasing from the builder and the builder will have an agent. When you purchase an existing construction you would want to have your own agent right? So why wouldn't you want to have your own agent when you purchase new construction? When you are purchasing new construction, the seller (in this case the builder) is still responsible for the commission for both agents so there is no additional responsibility for the buyer. Remember to...

HOA or No? The Pros & Cons of having one We get this questions a lot when working with buyers. Some buyers have very strong opinions one way or another; HOAs will either be a requirement or a deal breaker. Other buyers don't really have a good idea of what an HOA really is or what they do. And sometimes peoples' strong opinions about an HOA can be formed by a bad experience with one, so they feel like they are all bad. Well, I am hoping to just educate so you will understand in order to make an educated decision when it comes time to decide if a property is right for you. First off... What is an HOA? A Homeowners Association or Property Owners Association is a legal entity that must be established. It works as a nonprofit that is set up like a business or corporation. The job of the HOA or POA is to manage and maintain the community or neighborhood. It is kind of like a mini government and if you live in the Bryan ~ College Station area most HOAs are heavily backed by the c...

Moving during a Pandemic... Should you? Can you?  The fact is that even during this time of COVID-19 there will be times when people need housing. ~They may find themselves changing jobs and needing to move to another area. ~They may find themselves needing to move closer to family to help care for loved ones. ~They may find their family growing and needing a larger space. ~They may find that it is time to downsize and make use of their financial investment. Whatever the reason people still need to buy, sell or rent property. Lucky for us, here in TEXAS, we are still able to do that. Here are just a few ways we can be smart about it as well. If you are needing to sell your home Take some time to prepare.  In the past people have often wanted to list their home right away and then clean out, touch up, or make repairs while they have it listed or in response to feedback they may get while it is listed. Now is NOT the time to use this tactic. Especially now, people...

* Offer received in less than a week! * Smooth closing! * Never even had a chance to do an Open House! Another home that sold FAST! I really need to find another house to sell! If you are wanting to sell your home this year reach out to me! I am here to help! Michelle@TM5Properties.com

* Multiple offers received in less than a week! * Multiple offers above asking price! * Back up contract submitted! * Closed in less than a month! This home sold FAST! Time to find another house to sell! If you are wanting to sell your home this year reach out to me! I am here to help! Michelle@TM5Properties.com