Michelle Peacock, Realtor®

Let's face it, I'm a REALTOR ®  so I always think it's a great time to buy. But really, NOW might be the right time for you. Let's talk about why... 1. Interest Rates are still super low! Interest Rates are very low & that gives the buyer several benefits! Rates right now are still coming in at or below the 3% mark, that's 1.5% or more lower than some I saw just a year ago! That's is HUGE! Not only does a lower interest rate save the buyer some money each month, but it saves them a far larger amount over years. Even if you don't plan on staying in the house for the full 30 years; a savings in interest rate of just .25% can save you almost $2,000 on a $200,000 loan in just about 5 years! Imagine how much you could save if you owned the property longer! 2. Time of year. If you start your home search process right now it might seem inconvenient with the holidays but there are MANY benefits (which is why this category gets weighted twice).  First for the act...

  Prequalification vs. Preapproval: The first steps to getting you into the home of your dreams! Purchasing your own home is a goal for many people. But if you haven't purchased a home before, or maybe haven't purchased a home in a long while, it's important to keep the first thing the first thing and understand HOW you will be purchasing your home. For the vast majority of people, they will be purchasing their home with a home loan or mortgage. Yes, I know all about those online calculators that tell you how much home you can afford, but I am here to tell you - it's so important to speak with a good lender. The information you can gain from them is more valuable than most people realize.  When you start the home searching process you will often hear about preapproval or prequalification or you may here both terms used interchangeably. These words mean very different things when it comes to your ability to actually purchase a home. So understanding the difference is imp...

The benefits of new construction are undeniable.  ~ The first to live there; untouched by others. ~ New appliances and warranties. ~ Finishes and treatments you may have gotten to choose.  Buying new construction is ideal for many people and stopping in to visit a sales office can make the process seem like a breeze; but there are plenty of good reasons to make sure to bring your own Realtor ® with you on that visit. The Builder's Agent is who will greet you when you stop by a builder's sales office. When you purchase new construction you are purchasing from the builder and the builder will have an agent. When you purchase an existing construction you would want to have your own agent right? So why wouldn't you want to have your own agent when you purchase new construction? When you are purchasing new construction, the seller (in this case the builder) is still responsible for the commission for both agents so there is no additional responsibility for the buyer. Remember to...

Moving during a Pandemic... Should you? Can you?  The fact is that even during this time of COVID-19 there will be times when people need housing. ~They may find themselves changing jobs and needing to move to another area. ~They may find themselves needing to move closer to family to help care for loved ones. ~They may find their family growing and needing a larger space. ~They may find that it is time to downsize and make use of their financial investment. Whatever the reason people still need to buy, sell or rent property. Lucky for us, here in TEXAS, we are still able to do that. Here are just a few ways we can be smart about it as well. If you are needing to sell your home Take some time to prepare.  In the past people have often wanted to list their home right away and then clean out, touch up, or make repairs while they have it listed or in response to feedback they may get while it is listed. Now is NOT the time to use this tactic. Especially now, people...

2834 Whitman Dr          Walden on Lake Conroe Montgomery, TX 3 Bedroom, 2 Bath          1,560 sq.ft. $164,900 Great location and priced to sell! You don't want to miss this opportunity in Walden on Lake Conroe! Nestled at the end of Walden Drive a rare find with a GREAT yard! In the section with an extra pool with a quiet location away from traffic you will find an amazing sanctuary! The open living, dining and kitchen is great for entertaining! The addition of the sunroom off the living room and master bedroom is a wonderful bonus as well! There's also a huge master closet! Roof is less than 2 years old. This precious home is ready for your personal touches! Schedule your showing today! https://www.tm5properties.com/listing/20001463-2834-whitman-drive-montgomery-tx-77356/ Michelle@TM5Properties. com

2124 Dumfries Dr          Edgewater  Bryan, TX 3 Bedroom / 2 Bath          1,340 sq.ft. $206,900 You don't want to miss this immaculate and move-in-ready home in Edgewater! Like new and clean as can be! The gracious Master suite has a fantastic ensuite bathroom and huge walk-in closet! Open sight lines make the living, kitchen & dining area inviting and great for entertaining! There's even a back patio in the back yard that looks over the creek and green space behind this home! Location is everything and this home has it! Close to schools, shopping, walking trails and parks; this home is also only 10 minutes to the RELLIS Campus! You don't want to miss this opportunity! Schedule your showing today! https://www.tm5properties.com/listing/20001265-2124-dumfries-drive-bryan-tx-77807-1454/ Michelle@TM5Properties.com

Do you want to buy a home this Spring? Wondering when to get started? The time is NOW! It is well known that owning your own home is a financially responsible and sound decision. You are investing in yourself and your family when you own real property. If you are pursuing a loan to purchase your home you want to be prepared. No one wants to go see their dream home only to be told that they have months of work to do to be ready to purchase this home and that another family who was prepared and ready to buy will get that home instead. Follow just a few simple suggestions to get the process started so that when you find the perfect home you are ready to buy! 1. Check your credit. When you find that perfect home that you have your heart set on you don't want any surprises coming up. Credit reports can have errors on them. Poor credit scores can be improved with some diligence. These things take a little time though. Allow yourself at least three months (maybe more) to check yo...

Quick Link:  https://www.tm5properties.com/listing/19011004-13510-summer-hill-drive-other-tx-77356/ CHECK OUT THIS $11,900 PRICE IMPROVEMENT! NOW OFFERED AT $188,000 IN WALDEN ON LAKE CONROE! Check out this amazing opportunity in a great location! In the well established Walden on Lake Conroe this home has a lot to offer! Convenient to shopping, entertainment, recreation and schools! This home is just waiting for you to put your personal touches into it! All the "heavy lifting" has been done with a recent new roof and HVAC! Situated on a large corner lot there are windows all along the back side of the home allowing lots of natural light into the living, kitchen and breakfast area. Enter into the large living room and welcoming fire place. The kitchen has more storage than most need including storage in the island and an ample pantry. The kitchen also includes a double oven, accommodating breakfast area and an exit to the charming back patio ~ perfect for your morn...

Are you thinking about buying a home this Fall? Are you thinking now might not be the "right" time to buy? There are plenty of reasons why the Fall could be a great time to buy! Here are 4 really good ones... 1. Older inventory = Motivated Sellers! In the Fall buyers are likely to find some really good deals. Some of the listed properties may have been on the market since the more competitive Summer months and these sellers may be ready to get their property sold! Leaving these sellers more open to negotiating a better deal for buyers!  2. Fewer buyers = Less competition! Many buyers may be waiting for the summer months to move their families. They want to avoid changing schools during the school year or trying to move their families during the "busier" months for many families. Ir they are trying to save money for winter travel to visit family or holiday gift buying. Regardless of the reason, many buyers will put a hold on their home search during the ...

13510 Summer Hill Dr Walden on Lake Conroe in Montgomery $199,900 3 bedrooms, 2 bathrooms 1,907 sq. ft. , 12,158 sq. ft. lot Can you say LOCATION?!?! This property has a great one! Located in the sought-after Walden neighborhood at Lake Conroe this home has amazing access to shopping, schools and recreation activities! This home is just waiting for your personal touch & cosmetic updates! The large living room opens up to the dining area and has huge windows opening to the back patio as well as a welcoming fireplace.  The bright & sunny kitchen and breakfast area provide the perfect place for week day breakfasts, morning coffee and ample counter space for family dinner preparation. There is plenty of storage, convenient double ovens and another view of the back patio. The pantry storage is an added bonus! The master has two large closets with built in storage and drawers, an ensuite bathroom for the master has double sinks as well. The spl...

Shenandoah is a College Station neighborhood located just South of Barron Rd and just West of Highway 6. Shenandoah has great access to shopping and entertainment as well as quick and easy access to Highway 6. The Shenandoah subdivision has a community pool with splash pad. A Community Rec Center is right next to the pool and great place to host meetings, parties and other events right next to the swimming pool. There are also tennis courts, a basketball court and playground next to the Pool and Rec Center. There is a City of College Station park located in the Shenandoah subdivision. Southern Oaks Park offers a jogging/walking trail, disk golf, a playground and picnic areas. The homeowner's association offers community events such as National Night Out and other events encouraging neighbor involvement and interaction. More information about the HOA can be found on their website:  http://sphoa.net/ or at their Facebook page https://www.facebook.com/sphoa.cs/ https...

1408 Richland Ct College Station Don't miss this great find! Shenandoah in College Station for under $225,000! Adorable home on a cul-de-sac lot; close to the community pool, play ground and sport court.  Great natural light from the large back yard into the Living Room & Dining Room. Spacious Dining Room off the Kitchen Granit counter tops and tile floors! Large Master Bedroom Updated Master Bath Three additional bedrooms for your family or guests! Updates to the Guest Bath as well! Tile surround & granite counters! Look at this HUGE back yard!  You don't want to miss this amazing opportunity! Schedule your showing today! Michelle@tm5properties.com

Selling & Buying: Making the move at the same time Many people these days have to think very carefully about their plan if they need to sell a home and purchase another one due to a move to a new area or their existing home becoming too small for their family or maybe their existing home becomes too large or impractical for them. Regardless of the reason, people find themselves needing to sell their current home and purchase another one every day. There are many factors and options to be considered as you go through this process. Each transaction is completely separate. The Sale of your current home is a separate Transaction from the Purchase of your new home. The Purchase of your new home may be contingent upon the sale of your current home, but the Transaction itself is completely separate. It may sometimes seem like you are having to say the same thing, of disclose the same information multiple times; it may feel like no one is communicating. If separate Title companies a...

What is the one thing Realtors ® tell their buyers to consider above all other things? We've all heard it: "Location, Location, LOCATION". Deciding on and finding the perfect location for you can be difficult, especially if you are moving to a new area you are not familiar with.  In this blog series I will be highlighting many of the neighborhoods in the areas I serve. I will try to answer some basic questions:   * Where is the neighborhood?  * Is there an HOA? If so how much does it cost?  * Link to the HOA if available - which can provide information on schools, size, restrictions, etc.  I will also start to link the list of blog posts here in this blog. That way you can always come back to this post to find what neighborhoods have been featured. Neighborhood Reports  * Shenandoah  * Edelweiss Estates  * Austin's Colony  * Castlegate  * Castlegate II If you have any neighborhoods you would like to see...

Castlegate II neighborhood is located in South College Station between William D Fitch (Hwy 40) and Greens Prairie Rd. Some current facts about this neighborhood (as of 4/19/2018). * Children attend Forest Ridge Elementary, Pecan Trail Intermediate, College Station Middle School and College Station High School. (College Station is growing rapidly and new schools are built often. Find a current map of school zones at the CSISD website .) * This neighborhood has a pool and event center.  * Average home size is about 2600 sq. feet; however, homes can be found as large as 3800 sq. feet and as small as just over 1740 sq. feet. * The average price per sq. foot for a home in Castlegate is just under $142 per sq. foot and ranging from about $124 to $160 per square foot. * The average overall home price is about $373,500, but this can vary a lot depending on the size of the home. * Homes in this neighborhood were buil...